Loans

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New and Used Auto Loans

Searching for just the right vehicle can be extremely time consuming. Don’t waste additional time searching for a place to finance your loan. Terms can vary up to 60 months with full financing—100% of the selling price or 100% of the NADA retail book value which ever is less. Check the rate schedule for current rates.

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New Furniture and Appliances

Meridian Mutual has the loan for you! In need of a new refrigerator or maybe a computer--check with us for a fixed rate, low monthly payment loan. Check the rate schedule for the current rates on these loans.

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New and Used Recreational Vehicles

Dreaming about a new boat or perhaps a motorcycle? Meridian Mutual offers the same rates and terms for these items as vehicle loans. Check the rate schedule for current rates.

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Fully Secured Loans

A fully secured loan is one that is secured by the funds you have in either your share account or in a certificate. The rate for a fully secured loan will be 2% above the rate being paid on the certificate. Share secured rates start at 4%.

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Signature Loans

Meridian Mutual can provide you with the cash you need….fast! A signature loan is an unsecured personal loan. Use your signature loan for bill consolidation, major purchases or unexpected expenses. A signature loan is a fixed rate loan with low monthly payments and up to 3 years for repayment. Check the rate schedule for current rates.

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Student Loans

Student loans are available to our members through Sallie Mae!

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Our Rates

Signature Loans 8.49% APR*
Share/Money Market Secured Loans 4.00% APR*
New Auto 3.99% APR*
Used Auto 5.49% APR*
New Boat, Tractor, or Camper 5.49% APR*
Used Boat, Tractor, or Camper 7.25% APR*
New Motorcycle, ATV/UTV, Watercraft, Golf Cart, or Lawn Mower 5.49% APR*
Used Motorcycle, ATV/UTV, Watercraft, Golf Cart, or Lawn Mower 7.25% APR*
Certificate Secured Loans 2.00% APR* above rate of CD being placed

We offer financing up to 84 months.** 

*APR = Annual Percentage Rate
**Certain Restrictions Apply
Rate subject to creditworthiness and approval.
Rates effective as of June 1, 2024

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