We're Adjusting How We Serve You

New relief options for our membership

NO CREDIT CHECK LOAN SPECIAL Our latest loan special allows you to borrow up to $1,000 at a rate of 18%!
Available August 3rd - August 31st
Call us at 601-693-1900
Check Out the Guidelines
Meridian Mutual will never call, message, or email you to request any of your personal information. Learn More Scams and Fraud Amid COVID-19 We're adjusting how we serve you Learn More COVID-19 READINESS Man hand holding credit card up to laptop *SWAP YOUR CURRENT AUTO LOAN FROM ANOTHER LENDER Contact Us Big graphic light up sign with the words AND MERIDIAN MUTUAL WILL DROP YOUR CURRENT RATE BY BY 2% *Credit approval and restrictions apply. Applies to refinancing of automobiles from other lenders only. Current Meridian Mutual FCU auto loans and clear title loans are not eligible. We will drop the current rate by 2%. Minimum rate 2.99%, maximum rate 18%. $20 application fee. 2009 and newer models only. Must have direct deposit. Credit score will determine loan to value amount. Paperwork from current financial institution required. Must join or be a member of Meridian Mutual FCU. Man hand holding credit card up to laptop GET A HEAD START CREDIT CARDS AS LOW AS 9.99 % Contact Us Remote Check Deposit Convenience in your pocket Learn More Download for iPhone Download for Android White car cornering in mountain road with speed blur HIT THE ROAD With a loan from Meridian Mutual FCU APPLY NOW

Online Banking

Access your accounts anytime, and from anywhere with It'sMe247 Online Banking!


Click the link below to re-order checks today!


Once a member, always a member.  It's just that simple.


Let Meridian Mutual Federal Credit Union help you with your borrowing needs today.

Your Loan Options

Whatever your borrowing needs, you can be assured that you will receive prompt, personal, confidential service with competitive loan products.  Meridian Mutual FCU loans are simple, and you can apply online!



Searching for just the right vehicle can be extremely time consuming. Don’t waste additional time searching for a place to finance your vehicle. Terms can vary up to 60 months with full financing—100% of the selling price or 100% of the NADA retail book value which ever is less. Check the rate schedule for current rates.



Dreaming about a new boat or perhaps a motorcycle? Meridian Mutual offers the same rates and terms for these items as vehicle loans. Check the rate schedule for current rates.

worker applies bitumen mastic on the foundation


Meridian Mutual can provide you with the cash you need….fast! A signature loan is an unsecured personal loan. Use your signature loan for bill consolidation, major purchases or unexpected expenses. A signature loan is a fixed rate loan with low monthly payments and up to 3 years for repayment. Check the rate schedule for current rates.

close up shot of two ovens next to each other


Meridian Mutual has the loan for you! In need of a new refrigerator or maybe a computer--check with us for a fixed rate, low monthly payment loan. Check the rate schedule for the current rates on these loans.



A fully secured loan is one that is secured by the funds you have in either your share account or in a certificate. The rate for a fully secured loan will be 2% above the rate being paid on the certificate.


Want to learn more about credit unions?

CO-OP Shared Branching

People who join a CO-OP connected credit union join a family that is 30 million members strong. They get the attention they need to build their individual dreams—along with big bank conveniences they just can't get anywhere else.

CO-OP's 5,000+ shared branches means you have more direct access to your money than most traditional bank customers do.

CU 24 Here

CU 24 HERE is a surcharge free ATM network for Credit Union members. Find a surcharge free ATM that will be close to your travels!



809 26th Avenue
Meridian, MS 39301

Lobby Hours

Monday - Tuesday/Thursday - Friday
9:00 - 5:00
10:00 - 5:00


(601) 693-1900
(601) 482-5748
(844) 254-9045

Drive-Thru Hours

Monday - Tuesday
8:30 - 5:00
10:00 - 5:00
8:30 - 5:00
8:30 - 5:30

Upcoming Holidays

September 7, 2020
Labor Day

October 12, 2020
Columbus Day