As a member of Meridian Mutual FCU, you have access to affordable financial products including several types or savings accounts, checking accounts and low cost loans. To learn more about our financial products simply click on the above link. If you need additional information please feel free to contact us.


This account is the first step to membership in Meridian Mutual. A minimum deposit of $15.00 is required -- $5.00 will remain in your account and $10.00 is a non-refundable membership fee. To obtain dividends you must maintain a $100 balance in your account. Dividends are calculated on the average daily balance and are paid quarterly once declared by the Board of Directors. You are allowed 6 withdrawals per month with no penalty. Once you have opened the share account all of the other services of the credit union are available to you. There is no waiting period for the additional services.


Our checking account is one of the best examples of credit union value. There is no minimum balance requirement, no monthly service fee, and no limit on the number of checks written per month. The only thing that we request is that you purchase your first box of checks from us.

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Let Meridian Mutual help you plan for that special vacation or big item purchase. There is no minimum balance requirement for these accounts, however in order to obtain dividends you must maintain a $100 balance in your account. Dividends are calculated on the average daily balance and are paid quarterly once declared by the Board of Directors.


When your savings have grown, or if you have an additional amount to invest, you may be ready to take advantage of a share certificate. A minimum balance of $1,000 is required and terms of 6, 12, 24, 36, and 48 months are available. Rates are competitive and are declared by the Board of Directors. Dividends are compounded quarterly or paid at maturity.

We use a duplicate check design, which gives you a copy of every check you write for easy record keeping. We also offer a VISA debit card that can be used as a paperless check. The funds will be debited directly from your checking account. An overdraft protection is offered with withdrawals from your share account to cover the insufficient amount. There is a nominal fee for this service


A successful and enjoyable retirement requires the vision to plan for your future now. An Individual Retirement Account will help fulfill your vision of a happy retirement and help decrease your tax burden now. Meridian Mutual offers an IRA Certificate with the same rates and terms as the regular certificates. Also offered is an IRA Club account—dividends are declared and posted monthly based on the average daily balance.


At least once during the year we all have a need for some extra cash—Christmas time! If you’re like most people, it isn’t always easy to set enough money aside ahead of time to cover these expenses and we usually end up putting these costs on a high interest credit card. Let Meridian Mutual help plan for these expenses by opening your Christmas club account. It can be opened at any time. Dividends are calculated on the average daily balance and are paid quarterly once declared by the Board of Directors. For your convenience, the funds are transferred into your share account on October 1st.

Manage Checking and Savings Accounts

• Transfer Funds

• View Transaction Histories

• See If Checks Have Cleared

• View Check details with Free Check Imaging

• Receive, pay and organize your bills online with EasyPay Online Bill Pay

• Receive your statements securely and electronically with e-Statements

• FREE and secure online mobile banking on your mobile device browser (*Check with your mobile carrier for web/data access rates.)


809 26th Ave.

Meridian, MS 39301


By Mail: PO Box 310

Meridian, MS 39302


Phone: (601) 693-1900

Fax: (601) 482-5748

Office Hours



9:00 - 5:00



10:00 - 5:00


Thursday - Friday

9:00 - 5:00


Closed Saturday and Sunday

Lost or Stolen VISA?

Call: 1-800-528-2273


Fraud Alert

Meridian Mutual is not aware of any phishing emails asking you to update your account information via a link that is provided, however, other credit unions have experienced these phishing attempts. PLEASE REMEMBER that Meridian Mutual Federal Credit Union will never solicit emails or even call you requesting your credit union username, password, PIN or other personal identification information.



Monday - Tuesday

8:30 - 5:00



10:00 - 5:00



8:30 - 5:30

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


National Credit Union Administration, a U.S. Government Agency.


Copyright 2017. Meridian Mutual Federal Credit Union. All Rights Reserved.

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