We are a risk based lending institution. Your true rate will be determined using a credit score.

APR= Annual Percentage Rate


For Real Estate Loan Rates, please call us. We do business in accordance with Federal Fair Housing Laws. Equal Housing Lender. Certain restrictions may apply.

New Auto Loans

Used Auto Loans


New Boat, Tractor, Camper

Used Boat, Tractor, Camper


New Motorcycle, 4 Wheeler

Used Motorcycle, 4 Wheeler


Personal/ Signature Loans


Share/ Money Market Secured Loans


Certificate Secured Loans

As Low As 1.99% APR

As Low As 5.20% APR


As Low As 5.25% APR

As Low As 5.85% APR


As Low As 1.99% APR

As Low As 5.85% APR


As Low As 8.00% APR


As Low As 4.00% APR


2.00% APR

above rate of CD being pledged

New and Used Vehicles

Searching for just the right vehicle can be extremely time consuming. Don’t waste additional time searching for a place to finance your loan. Terms can vary up to 60 months with full financing—100% of the selling price or 100% of the NADA retail book value which ever is less. Check the rate schedule for current rates.


Apply today!

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New and Used Recreational Vehicles

Dreaming about a new boat or perhaps a motorcycle? Meridian Mutual offers the same rates and terms for these items as vehicle loans. Check the rate schedule for current rates.

Signature Loans

Meridian Mutual can provide you with the cash you need….fast! A signature loan is an unsecured personal loan. Use your signature loan for bill consolidation, major purchases or unexpected expenses. A signature loan is a fixed rate loan with low monthly payments and up to 3 years for repayment. Check the rate schedule for current rates.

New Furniture and Appliances

Meridian Mutual has the loan for you! In need of a new refrigerator or maybe a computer--check with us for a fixed rate, low monthly payment loan. Check the rate schedule for the current rates on these loans.

Fully Secured Loans

A fully secured loan is one that is secured by the funds you have in either your share account or in a certificate. The rate for a fully secured loan will be 2% above the rate being paid on the certificate.

809 26th Ave.

Meridian, MS 39301


By Mail: PO Box 310

Meridian, MS 39302


Phone: (601) 693-1900

Fax: (601) 482-5748

Office Hours



9:00 - 5:00



10:00 - 5:00


Thursday - Friday

9:00 - 5:00


Closed Saturday and Sunday

Lost or Stolen VISA?

Call: 1-800-528-2273


Fraud Alert

Meridian Mutual is not aware of any phishing emails asking you to update your account information via a link that is provided, however, other credit unions have experienced these phishing attempts. PLEASE REMEMBER that Meridian Mutual Federal Credit Union will never solicit emails or even call you requesting your credit union username, password, PIN or other personal identification information.



Monday - Tuesday

8:30 - 5:00



10:00 - 5:00



8:30 - 5:30

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


National Credit Union Administration, a U.S. Government Agency.


Copyright 2017. Meridian Mutual Federal Credit Union. All Rights Reserved.

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